Mortgage Loan Officer II
Company: Home Bank
Location: Tomball
Posted on: February 17, 2026
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Job Description:
Job Description Job Description PURPOSE OF THE JOB Mortgage Loan
Officers are responsible soliciting new business, evaluating,
authorizing, and recommending the approval of real estate loans.
Mortgage Loan Officers advice borrowers on financial and payment
methods and must meet established loan quality and annual
production goals. This sale driven position requires individuals to
continuously build and maintain a strong network of business
relationships which will serve as a permanent source for referrals
of new opportunities. MAIN DUTIES OF THE JOB Handle customer
inquiries concerning acquisition or refinance of real estate loans
Originate application request for first mortgage loans, process
loans through the required underwriting system for the loan type,
and prepares package for processing Provide consultation to clients
regarding all other bank products and services Make referrals to
appropriate staff (retail banker, financial advisor, commercial
relationship manager, cash management officer, etc.) related to
client needs Make suggestions to residential real estate lending
manager regarding mortgage lending policy and procedure
enhancements Attend loan closings to include representing the Bank
in disbursing the transaction and keeping informed of all matters
pertaining to the closing of a real estate loan Represent and
assist Home Bank at community, civic trade functions or other
special events throughout the year Develop and maintain successful
relationships with realtors, builders and other business referral
sources that will generate mortgage production loans Review and
update credit and loan files Meet mortgage loan operational
standards by contributing mortgage loan information to strategic
plans and reviews; implementing production, productivity, quality,
and customer-service standards; resolving problems; identifying
mortgage loan system improvements. Adhere to all federal, state,
and company regulations relating to mortgage lending Must market,
promote and recommend loan products and services utilizing various
sales techniques. Required to meet annually established closing
volume goals WHAT WILL YOU NEED TO SUCCEED Bachelor’s degree in
business, finance or related field or equivalent work experience
preferred NMLS registration is required Minimum two years of
experience in secondary market lending Must have a working
knowledge of conventional and government lending Must have an
established professional relationship with the real estate
community Must have a proven history of mortgage loan origination
Exceptional customer service, written and verbal communication
skills Must have basic computer skills and knowledge including
experience with Microsoft Office A comprehensive mathematical
aptitude to calculate various data including but not limited to
percentages, volume, interest, discounts, commissions, proportions.
Must have proven experience in outside sales HOME BANK IS AN EQUAL
OPPORTUNITY EMPLOYER GOOD CREDIT IS A MUST CREDIT REPORT IS
REQUIRED FOR EMPLOYMENT
Keywords: Home Bank, Pearland , Mortgage Loan Officer II, Accounting, Auditing , Tomball, Texas
